Congratulations! The day has come. It’s closing time. The closing or settlement is last step in the home buying process.
The purpose of the closing is to make sure the property is ready to be transferred to you from the seller. At closing you will sign and sign and sign—all sorts of papers and checks. Be sure to read each one carefully, and ask questions. Your agent, who should accompany you to the closing, will be able to quickly and easily explain any items that you are having difficulty understanding.

Closings will continue to conclusion unless something goes awry. At that point, the problem is addressed and the closing continues. When all the papers are signed, the seller hands over the keys and you now know the house is yours.