Once you are pre-approved by a lender, it’s time to get ‘back to school’ and conduct some home-work before you make the decision to buy. Surf the Internet. Drive around neighborhoods that interest you. Look at lawn signs. Go to "Open House" postings. Find homes that interest you and choose from the ones your agent provides.

First and foremost, try your best to keep your emotions in check and remain objective. Refer to your “necessities” list and check it against the home you are interested in. Overall, will this house meet your needs as outlined on your list? You don’t have to worry about the details right now; that’s what a professional home inspector will do for you once the home is under contract.